<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Funding Numbers guides</title><description>Guides on business financing costs, from Funding Numbers.</description><link>https://funding-numbers.pages.dev/</link><item><title>Factor Rate vs. APR: What a Merchant Cash Advance Really Costs | Funding Numbers</title><link>https://funding-numbers.pages.dev/guides/factor-rate-vs-apr/</link><guid isPermaLink="true">https://funding-numbers.pages.dev/guides/factor-rate-vs-apr/</guid><description>Why a 1.35 factor rate is not 35%, how to convert a factor rate to an APR, and why the term matters more than the factor rate itself.</description><pubDate>Sat, 26 Sep 2026 12:00:00 GMT</pubDate></item><item><title>FMV Lease vs. $1 Buyout Lease: Which Equipment Lease Is Cheaper? | Funding Numbers</title><link>https://funding-numbers.pages.dev/guides/fmv-lease-vs-dollar-buyout-lease/</link><guid isPermaLink="true">https://funding-numbers.pages.dev/guides/fmv-lease-vs-dollar-buyout-lease/</guid><description>How fair market value and $1-buyout equipment leases differ in cost, tax treatment and ownership, with a worked after-tax comparison.</description><pubDate>Sat, 26 Sep 2026 12:00:00 GMT</pubDate></item><item><title>How SBA 7(a) Guaranty Fees Work (FY2026 and FY2027) | Funding Numbers</title><link>https://funding-numbers.pages.dev/guides/how-sba-7a-guaranty-fees-work/</link><guid isPermaLink="true">https://funding-numbers.pages.dev/guides/how-sba-7a-guaranty-fees-work/</guid><description>How the SBA 7(a) upfront guaranty fee is calculated, the fee tiers and waivers for fiscal 2026 and 2027, and what the fee does to your APR.</description><pubDate>Sat, 26 Sep 2026 12:00:00 GMT</pubDate></item><item><title>How to Compare Business Loan Offers: APR, Total Cost and Fees | Funding Numbers</title><link>https://funding-numbers.pages.dev/guides/how-to-compare-business-loan-offers/</link><guid isPermaLink="true">https://funding-numbers.pages.dev/guides/how-to-compare-business-loan-offers/</guid><description>A step-by-step way to compare business loan offers quoted in different ways, with worked examples of origination fees, flat interest and short terms.</description><pubDate>Sat, 26 Sep 2026 12:00:00 GMT</pubDate></item><item><title>Section 179 vs. Bonus Depreciation for Equipment (2026) | Funding Numbers</title><link>https://funding-numbers.pages.dev/guides/section-179-vs-bonus-depreciation-equipment/</link><guid isPermaLink="true">https://funding-numbers.pages.dev/guides/section-179-vs-bonus-depreciation-equipment/</guid><description>How Section 179 and 100% bonus depreciation compare in 2026: limits, the taxable income rule, when each applies, and what faster deductions are worth.</description><pubDate>Sat, 26 Sep 2026 12:00:00 GMT</pubDate></item><item><title>What Is a Holdback Percentage? How Sales-Based MCA Repayment Works | Funding Numbers</title><link>https://funding-numbers.pages.dev/guides/what-is-a-holdback-percentage/</link><guid isPermaLink="true">https://funding-numbers.pages.dev/guides/what-is-a-holdback-percentage/</guid><description>How a merchant cash advance holdback works, how to estimate the daily payment and payoff time, and why higher sales mean a higher APR.</description><pubDate>Sat, 26 Sep 2026 12:00:00 GMT</pubDate></item></channel></rss>