Estimates, not advice
The calculators and guides on Funding Numbers provide estimates and general information for educational purposes. They are not financial, tax, legal, accounting or investment advice, and they don't take your full circumstances into account. Before making a financing decision, review your contract and consult a qualified professional.
We're not a lender or broker
We don't make loans or advances, arrange financing, or receive compensation from lenders or funders for referrals. Nothing on this site is an offer of credit or a solicitation.
Accuracy
We work to keep formulas correct and data current, and we publish our methodology. But results depend on the inputs you enter and on simplifying assumptions (for example, level payments, no holidays, and fixed rates). Actual terms from a provider may differ. Fee schedules, tax limits and laws change; always check the current rules.
APR figures
Our estimated APR uses the actuarial method in Regulation Z, Appendix J, for comparison purposes. Business financing generally isn't subject to the Truth in Lending Act, and our figure isn't a legal disclosure. A provider's disclosed APR may differ because of different assumptions, such as a sales forecast.
Tax figures
Tax results are simplified models of federal rules. They don't account for every limitation, state conformity differences, or your overall tax position. Ask a tax professional how the rules apply to you.
Legal summaries
Our state law pages are plain-English summaries based on the sources cited on each page. They aren't legal advice and may not reflect the latest amendments or regulations.
Advertising
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